Instructions: Put the ground sirloin in a Dutch oven or large saucepan over medium heat.

Cook, stirring, until beef is no longer pink. Drain off any fat or juices.

Measure 2 tablespoons of the onion; set aside. Put remaining onion, garlic, and bell pepper into the pot and cook, stirring, for 5 minutes. Stir in chili powder, cumin, oregano, tomatoes with their liquid, and beef broth.

Lower heat to simmer and cook, covered, until meat and vegetables are tender, about 35 to 45 minutes. Meanwhile, finely mince the reserved onion. Place in a small bowl and stir in remaining topping ingredients. Set aside. When chili is done, ladle into bowl and offer topping to spoon onto each serving.

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