Instructions: Combine brown sugar, water, cinnamon stick, and clove in saucepan; heat to boiling. Reduce heat and simmer until syrupy. Discard cinnamon stick and clove.

In 12- x 8 inch baking dish, arrange half the bread cubes; cover with layer of half the apples, raisins, almonds, and cheese. Repeat layers. Pour syrup over all. Bake at 350 degrees F. for 30 minutes.

Yield: 10 servings.

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