Instructions: Combine the first 6 ingredients in a bowl, and make a well in the center of mixture. Combine buttermilk, melted margarine, and egg, and stir well.

Add to the flour mixture, stirring just until moistened, and set aside.

Combine apple and next 4 ingredients, stirring well; set aside.

Spoon 2 tablespoons of batter into each of 12 muffin cups coated with cooking spray. Divide apple mixture evenly among muffin cups, and top apple mixture with remaining batter, dividing evenly. Sprinkle 1 tablespoon sugar evenly over muffins. Bake at 350 degrees for 25 minutes.

Remove from pans immediately.

Yield: 1 dozen (serving size: 1 muffin).

NOTES : The second layer of batter doesnt totally cover the apple-nut mixture in the center, but this gives the muffins a wonderful textured appearance after theyre baked.

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