Instructions: Heat oven to 325 . Mix cereals, bagel chips and raisins in large bowl; set aside. Microwave margarine, brown sugar and cream cheese in 2-cup microwavable measuring cup on High 1 minute; stir to remove lumps. Pour over cereal mixture in bowl, stirring until evenly coated. Spread in ungreased jelly roll pan, 15 1/2 x 10 1/2 x 1 inch. Bake 20 minutes, stirring after 10 minutes. Cool completely. Store in airtight container or plastic food-storage bag. 7 1/2 cups snack.

*Do not use spread or tub products.

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