Instructions: In a large mixing bowl thoroughly mix 1 cup of flour, salt, and yeast. Combine skim milk and butter or margarine in a saucepan. Heat over low heat until liquids are warm (110 to 120 degrees F. Butter or margarine does not need to melt. Gradually add to dry ingredients and mix. Add egg beaters, mashed bananas, chocolate pieces, and 1 cup of flour. Mix thoroughly. Add enough flour to make a stiff dough. Turn out onto lightly floured board and knead until smooth and elastic, about 5 to 8 minutes.

Place in greased bowl, turning to grease top. Cover; let rise in warm place, free from draft, until doubled in bulk, about 1 1/2 hours. Punch dough down. Cover and let rise again, about 45 minutes. Shape into loaf and place in greased 8" x 4" loaf pan. Cover and let rise in warm place until dough fills pan and top of loaf is about 1" above top of pan edge, about 30 minutes.

Heat oven to 375 degrees F. Uncover dough. Bake 30 to 35 minutes or until loaf sounds hollow when lightly tapped. Immediately remove from pan; cool on wire rack.

NOTES : Its better than a candy bar; was the verdict from our panel of kid tasters. They thought the chocolate and banana combination was terrific.

If I make it again I will increase the banana since the chocolate overwhelmed it.

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