Instructions: Chop half the bananas into the bases of four stemmed glass goblets or tumblers.

Put the rice, sugar, rum, chocolate nut spread and half the yoghurt into a food processor. Whizz to a speckled marbled puree or fool.

Spoon a portion on top of the bananas. Top with the remaining bananas, remaining yoghurt, then add the biscuits or wafers. Serve cool.

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