Instructions: Preheat oven to 325 degrees. Cut French and banana bread into 1-inch cubes. Place on baking pan and dry in oven for approximately 5 minutes.

In a blender, combine half-and-half, eggs, bananas, yolks, spices, butter, 1 cup of butterscotch chips, vanilla and sugar. Puree for 1 minute.

Combine bread and custard mix. Make sure to coat all bread pieces. Cover and refrigerate for one hour.

After this, place mixture in a greased 2- to 3-inch deep 8- by 12-inch baking pan. Be sure not to stir the mixture (to avoid overmixing). Evenly distribute walnuts and remaining butterscotch chips over the top.

Place in a large pan filled with one inch of water. Bake uncovered for 30 minutes, then cover and bake for 30 minutes. Do not overcook the custard.

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