Instructions: Cut bread into cubes (about 7 cups). Peel and chop apple. Spread bread cubes in a lightly greased 2 quart rectangular baking dish. Sprinkle with apple, pecans, and chocolate pieces. In a medium saucepan combine caramels, 1 cup of milk, and butter. Cook and stir over med-low heat until caramels are melted. Add remaining milk; heat until mixture just begins to bubble around edge of pan. Remove from heat. Slowly stir mixture into beaten eggs. Stir in brown sugar, vanilla, and salt. Pour over bread; press lightly with spoon to moisten bread cubes. Bake at 350 F for 35-40 minutes or until inserted knife comes out clean. If desired serve warm with ice cream or whipped cream.

Makes 8 servings.

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My cleaning lady brought this recipe to me today, said she would never make them again, as she loved them too much!

9 slices white bread

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