Instructions: In large mixing bowl, combine milk & water. Add pudding mix & beat until well blended. Chill 5 minutes. Fold in whipping cream. Spoon 1 cup pudding mixture into 2 1/2 quart round glass serving bowl. Top with 1/3 each of vanilla wafers, bananas & pudding. Repeat layering twice, ending with pudding mixture. Chill thoroughly. Garnish as desired. Can be layered in individual dishes.

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