Instructions: Heat oil in a medium-size skillet. Stir in flour and curry powder and cook for 1 minute. Pour in milk and, using a wooden spoon or wire whisk, stir to make a smooth sauce.

Add apples to curry sauce with raisins. Cook over low heat for 10 minutes.

Cube ham (remove fat and bone) and stir into pan. Cook 10 minutes longer, or until heated through. Serve with jasmine rice, a mixed-green salad and crusty bread, if you like.

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