Instructions: Mix cream cheese with picante sauce and half of cheddar cheese. mix seasoning with refried beans; chop letuce, tomatoe and onion. arrange these items in lay ers in the middle of the tortillia, sprinkle with a dash or two of hot sauce and some garlic powder. wrap; bake in 375 oven for 20 munites or so. serve with vegtable rice and you have a fat free mexican meal, hard as it is to beleve!

hope this works as well as it did for me; jenny

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