Instructions: 1 First (bottom) layer: mix together beans, salsa, cumin, and garlic powder, and spread on large, flat serving dish as a thin layer, maybe 1/2 inch thick.

2 Second (middle) layer: mix together sour cream and taco seasoning, and spread over bean layer.

3 Third (top) layer: sprinkle the cheese on first, then top with chopped tomatoes and green onions.

4 Cover with plastic wrap, and chill for about an hour. Serve cold with tortilla chips.

Makes 1 3-layer dish

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