Instructions: Grate cheeses, put into small bowl of electric mixer. Add egg, milk, crushed garlic, sifted flour and baking powder, salt and pepper. Beat on medium speed 5 minutes.

Remove crusts from bread. Spread about 2 Tblespoons of mixture onto each slice of bread, right to outer edges. Cut each slice into 4 squares.

Put in hot oil, cheese side down; fry until golden brown on both sides, about 2 minutes, turning once. Drain on absorbant paper.

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