Instructions: Mix together the cheddar and Monterey Jack cheeses, black and brown refried beans, salsa, chopped onion, minced garlic, cayenne pepper, chili powder, cumin, and lime juice in a crock pot or large saucepan.

Cook slowly over moderate heat. Stir occasionally, more often if using a saucepan rather than a crock pot.

Serve when the cheese is melted and the onions are translucent. Cooking time will vary with the method of preparation. Great party-sized appetizer served with tortilla chips of your choice. Kitchen Staff Tip: You can prepare todays recipe with nearly any salsa or picante to your taste.

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