Instructions: Preheat oven to 350 degrees F. Melt margarine in a 9"x9"x2" pan. Sprinkle a layer of each of the following into the pan: graham cracker crumbs, coconut, chocolate chips, then black walnuts. Pour entire can of sweentened condensed milk over layers. There is no mixing at all.

Bake at 350 degrees F. for 35 to 40 minues.

Cool completely and cut into bars. Serve with coffee or cold milk.

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