Instructions: Place ham in a large skillet over medium heat. Add water, and fry 4 to 5 minutes on each side. Remove ham slices from skillet; add tomatoes to skillet, and grill lightly.

Place equal amounts of ham over each muffin half. Top each with a slice of tomato, Cheddar cheese, and Swiss cheese. Place on a baking sheet, and broil 1 to 2 minutes or until cheese melts.

Yield: 4 servings.

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