Instructions: Combine water, brown sugar and cinnamon sticks in a saucepan and simmer for 15 minutes. Remove cinnamon sticks and discard. Combine bread, almonds, raisins and butter and mix well. Pour sugar mixture over bread mixture and mix. Spray an 8-inch baking pan with cooking spray and place mixture in pan. Chill for 1 hour and remove. Top with Monterey Jack cheese, cover with foil and bake for 25 minutes at 350 degrees. Remove foil and bake an additional 10 minutes. Serve warm.

Note: Slimmers -: Use your favorite sugar substitute and low fat cheese.

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