Instructions: Cut bread into 3/4- to 1-inch cubes (about 10 cups).

In a greased, shallow 3-quart casserole or a 13- by 9- by 2-inch baking dish, arrange bread cubes evenly. Sprinkle with Monterey Jack and cheddar cheese.

In a microwave-safe bowl, melt cream cheese; add the chilies. Carefully spread mixture over the top of the cheese.

In a large mixing bowl, beat the eggs. Stir in the milk. Pour egg mixture over cheese mixture. Cover and refrigerate for several hours or overnight.

Bake, uncovered, in a 350 degrees oven for 55 to 60 minutes or until a knife inserted near the center comes out clean. Let stand for 10 minutes before serving.

This recipe yields 8 to 10 servings.

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