Instructions: Combine sour cream and dip mix and let set in the fridge for at least a couple of hours. (Overnight it absorbs the flavor even more.) On a small platter, Spread the refried beans ( leave them at room temp.) so it covers the whole platter. Next spread the dip mix leaving an edge of beans showing. Spread a small ring of salsa around the dip mix leaving a bit of the dip mix showing. You should have an oval of dip mix in the middle. Fill the oval with lots of the shredded cheese. Place the cut up olive pieces around on the exposed dip mix that is showing. Serve with tortilla chips. Its a very pretty appetizer on the table too.

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