Instructions: Turn the cans of beans upside down and open them from the bottom. This makes it easier to remove the beans. Dump the beans into a colander and rinse them wit cold water. Drain them well and place them in a mixing bowl. Fold in the yellow and red pepper and the onion. Beat the vinegar and cumin together, then beat in the oil. Fold the dressing into the bean mixture and season with salt and pepper. Transfer the salad into a serving dish and cover. It can be kept at room temperature for many hours before serving or refrigerated. Remove it from refrigerator at least 1 hour before serving.

NOTES : ChezHam says: This is so easy and delicious (from the NY Times).......

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