Instructions: Wrap handle of a large nonstick skillet with aluminum foil. Coat skillet with cooking spray; add oil, and place over medium heat until hot. Add onion and sugar; saute 10 minutes or until browned. Add apple, ham, and pepper; saute 6 minutes or until apple is tender. Remove from heat.

Combine milk and next 3 ingredients in container of an electric blender; cover and process until smooth. Pour over apple mixture.

Bake at 425 deg for 18 minutes or until slightly puffed and golden. Let stand 2 minutes before serving.

Yield: 6 servings (serving size: 1 wedge).

Serving Ideas : Cut into 6 wedges.

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