Instructions: 1. Heat oil in skillet and add onion and garlic and saute until onions are soft, about 5 minutes. Add cumin, salt and chipotles, and cook about 2 minutes longer.

2. If using whole beans, puree in food processor with little water until smooth paste. Add, paste, or canned refried beans, to mixture in skillet and cook 2 minutes, stirring constantly. Use as dip for chips or filling for burritos or soft tacos.

Makes 4 servings.

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