Instructions: Slice one of the pepper quarters into thin strips; reserve the garnish.

Chop remaining pepper. In large noncorrosive skillet. cook beef over high heat, breaking up clumps for 3 minutes or until no longer pink. drain off any fat. Reduce heat to medium. Add onion, garlic, chopped green pepper, chili powder, cumin, oregano. salt and pepper; cook for 5 minutes or until onion is softened. Add tomatoes and kidney beans, cook for 7 minutes or until thickened. Meanwhile, with fork, prick tortillas several times; place on baking sheets and bake in 375 oven for 10 minutes or until crisp.

Combine mozzarella and Monterey Jack cheese. Place 1 of the tortillas on lightly greased 9 inch pie plate; top with 1 1/3 cups chili and about 1/4 cup cheese. Repeat layering twice; top with remaining tortilla. Bake for about 15 minutes or until heated through. Sprinkle with remaining cheese; garnish with green pepper strips. bake for 3 minutes or until cheese is melted. Cut into quarters.

MAKES: about 4 SERVINGS

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