Instructions: I havent tried this yet, but it sounds yummy. I think I got the recipe

Split rolls. Layer warmed refried beans, ham and cheese on bottom half of roll. Broil until cheese melts. Spread top of roll generously with guacamole. Put together for sandwich.

Variation: Substitute charcoal broiled or pan-fried steaks for ham and cheese and add green chile strips, along with beans and guacamole. Judy Howle

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