Instructions: Sift together flour, sugar substitute, baking powder, soda, and salt in a large bowl; stir in coconut, and make a well in center of mixture.

Combine bananas, margarine, egg, orange rind, and juice; add to dry ingredients, stirring just until dry ingredients are moistened.

Spoon batter into muffin pans coated with cooking spray, filling two-thirds full. Bake at 375 F. for 25 to 30 minutes or until lightly browned.

Makes 12 muffins.

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