Instructions: Combine beans, chili powder and cumin, heating through.

Heat oil in a skillet. Add turkey, onion, chilies, cilantro, salt and pepper. Cook, stirring occassionally, until onion is tender. Remove from heat and stir in tomato.

Preheat oven to 425. Spread about 1 teaspoon of bean mixture over each chip . Place in a single layer ona greased baking sheet. Spoon about 1 tablesppon of turkey mixture on top of each chip.

Sprinkle cheese evenly over turkey. Bake 5 minutes, or till cheese is melted . Serve immediately

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