Instructions: Toast the chili powder and cumin in a small skillet over medium heat, stirring, until fragrant, about 1 to 2 minutes.

In a blender or the work bowl of a food processor, combine the beans, onion, jalapeno, and toasted spices. Pulse to make a coarse puree. With the motor running, add warm water to thin to a spreadable consistency. Season with salt and pepper, if desired. (You can also mash the beans with the seasonings in a bowl, using a potato masher.)

Use immediately at room temperature or warm the beans in a saucepan over low heat, stirring, until heated through, about 5 minutes.

May be used as a sandwich spread.

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