Instructions: In a lightly oiled shallow 3 1/2- to 4-quart casserole, arrange 4 tortillas so they cover the bottom. Stack remaining tortillas and cut into 3/4-inch-wide strips; set aside.

Mix tomatoes and juice with chili powder and cumin. Pour over whole tortillas. Top tomatoes with corn, then jalapenos, bell pepper, 1/2 cup onions, beans, and cilantro. Cover with 1/2 cup water.

Arrange tortilla strips evenly over filling, then sprinkle with cheese. Cover casserole with foil. Bake in a 400 degrees oven until hot, about 20 minutes. Uncover casserole and bake until cheese is completely melted, about 5 more minutes. Sprinkle with remaining green onions just before serving.

This recipe yields 4 servings.

Comments: Arriving home from work late one evening with less than an hour to pull dinner together, Wendy Nankeville of San Francisco created this dish with odds and ends from her refrigerator and pantry. She loves "ad-lib" cooking and often throws together impromptu meals with fresh and healthful finds from the citys farmers market. Nankeville pairs her casserole with a red leaf lettuce and yellow bell pepper salad tossed with a balsamic vinaigrette.

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