Instructions: Combine first 4 ingredients in a medium bowl. Combine vinegar and next 4 ingredients; pour over vegetable mixture and toss gently. Set aside.

Wrap tortillas in foil; bake at 350 _ for 15 minutes or until thoroughly heated.

Combine black beans and next 6 ingredients in a medium saucepan. Bring to a boil over medium heat. Reduce heat and simmer, uncovered, for 3 to 5 minutes or until most of the liquid evaporates, stirring occasionally.

Spoon 1/4 cup bean mixture down center of each tortilla. Spoon vegetable mixture evenly over bean mixture using a slotted spoon. Sprinkle evenly with cheese. Fold opposite sides of tortillas over filling and secure with toothpicks. Serve immediately.

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